Covers fire, lightning, explosion, aircraft, earthquakes, riot and civil commotion, malicious damage, storm and tempest, flood, burst pipes excluding sprinklers and impact by third party vehicles. Sums insured are for increased cost of working and loss of revenue - all perils are on a first loss basis for up to 4 years and rents receivable for up to 3 or 4 years. Cover is also extended for loss of revenue following closure of premises as a result of infectious diseases where there may be denial of access.
Event cancellation insurance can be arranged with our insurers for an additional charge.